Finance Center

Carmart Financing Center

The joy of buying a used car doesn’t have to end as soon as you enter the finance department. We preserve the joy you feel when you’re purchasing a new-to-you-used car by making the car buying process easy. Carmart is a car dealership that finances anyone in Champaign, regardless of no or bad credit. That is one of the most important parts of what sets us apart from other dealerships that finance in Champaign. We know that owning a used car is one of the best ways to improve bad credit by making on-time monthly payments and to do that we provide you with all the tools that you need so that you can find the right car for you in the Urbana area.

Car Leasing vs. Financing

When you’re searching the Mahomet used vehicle scene, you’re most likely going to notice that there are two options when it comes to purchasing a vehicle from a car dealership that finances anyone in Champaign. You can either take out an auto loan, or you can lease your car. Neither option is more advantageous, however, one may work better for your current budget and lifestyle. What’s more, both are more beneficial to raise your chances of financing with a bad credit score. To help you understand the difference between what you might find at other dealerships and our used car finance options, you can see the main perks below:

Benefits of Used Car Financing:

  • As the owner of the car, you can customize your vehicle
  • No mileage restrictions.
  • Freedom to sell whenever you’re ready.

Benefits of Used Car Leasing:

  • Convenient upgrades every few years.
  • Minimal or no down payment requirements.
  • Low monthly payments.

Visit Our Dealership that Finances in Champaign

In the past, auto leasing and financing consisted of a long process full of stress and hassle. However, now at Carmart that process has been simplified so that we can be a car dealership that finances anyone in Champaign, regardless of their credit score. When you’re ready for used car financing or leasing, you can enjoy having a number of tools available for you to use online including:

  • Sell Yours: Wondering how much you can offset the cost of your new ride? Contact us to see how much we’ll pay for yours!
  • Payment Calculator: Figure out which one of our models suits your budget best thanks to our budgeting tool.
  • Applying For Financing Online: Begin the car buying process from your own home for dealerships that finance in Champaign with online financing tools.

Financing with one of our trustworthy lenders is Carmart Smart! We use all of these lenders and dozens more!

Phone Numbers:Sales Hours:
  • Mon - Fri9:00 AM - 6:00 PM
  • Sat9:00 AM - 5:00 PM
  • SunClosed
ally-bank-logo
capital-one-logo
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westlake-financial
uoi-credit-union
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first-financial
santander
old-national
exeter
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Carmart is located at: 601 W Marketview Dr • Champaign, IL 61822
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Contact Us

(217) 352-4225

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601 W Marketview Dr • Champaign, IL 61822

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Today's Hours:

Open Today! Sales: 9am-6pm

Carmart 40.136921, -88.252654.